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買(mǎi)房時(shí)公積金怎么用？你關(guān)心的問(wèn)題都在這，請收藏！
2020-12-18 09:27
來(lái)源： 深圳新聞網(wǎng)
人工智能朗讀：

買(mǎi)房時(shí)公積金怎么用？你關(guān)心的問(wèn)題都在這，請收藏！

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公積金貸款

職工申請住房公積金貸款時(shí)，房產(chǎn)套數按購房人各自所在家庭名下房產(chǎn)套數多的一方的套數計算。若職工家庭在深圳有一套住房，使用公積金貸款購買(mǎi)第二套住房算二套房；若職工家庭在深圳有一套住房，賣(mài)掉此套住房后用公積金貸款再購置一套住房，算首套房。

一個(gè)家庭可以申請多筆公積金貸款嗎？

深圳市住房公積金管理中心：一個(gè)家庭同一時(shí)間段只能有一筆公積金貸款。

已經(jīng)申請過(guò)公積金組合貸款的職工，是否可以申請另外一套房產(chǎn)的商轉公貸款？

深圳市住房公積金管理中心：如職工已結清當前住房公積金組合貸款（公貸和商貸均結清），希望辦理另外一套住房的商轉公貸款的，如符合住房公積金商轉公條件的可以辦理。

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[編輯：鄭曉鵬]