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還想假離婚購房？沒(méi)門(mén)兒！新版個(gè)人征信即將正式上線(xiàn)

2019-04-09 06:28來(lái)源：深廣電第一現場(chǎng)

離婚買(mǎi)房受影響

在舊版征信報告中,假設夫妻雙方共同還款,男方主貸,那么女方征信報告中不體現負債;而新版征信報告中,作為共同借款人,夫妻雙方征信報告中均會(huì )體現負債?，F在,不少城市在二套房認定時(shí)都實(shí)施‘認房又認貸’政策,如果夫妻雙方負債記錄都出現在征信報告中,那么夫妻雙方已經(jīng)購房的,將來(lái)離婚后,非主貸人再次買(mǎi)房仍將被認定有房貸,就會(huì )無(wú)法享受首套房的低首付、低利率的優(yōu)惠政策。

那么對深圳市民來(lái)說(shuō),會(huì )有什么影響呢?



[責任編輯：劉婷]

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