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招商銀行"一鍵確認"就能“自動(dòng)轉貸”

招商銀行"一鍵確認"就能“自動(dòng)轉貸”

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人工智能朗讀：

自動(dòng)轉貸是招行推出的一項個(gè)性化服務(wù)，凡是在招行辦理了小微抵押貸款的客戶(hù)，只要資信良好、滿(mǎn)足結算要求并通過(guò)審批，貸款到期前，招行系統就會(huì )自動(dòng)發(fā)放一筆新貸款，為客戶(hù)歸還原貸款的剩余本金，客戶(hù)僅需按時(shí)歸還新貸款的利息，到期還本即可。

據悉，招行推出“自動(dòng)轉貸”功能，意味著(zhù)不再將企業(yè)到期還款作為續貸的惟一標準，而是更注重企業(yè)平時(shí)的經(jīng)營(yíng)狀況和小微企業(yè)主的個(gè)人信譽(yù)?？蛻?hù)申請“自動(dòng)轉貸”后，招行將采取電話(huà)或短信方式通知客戶(hù)審批結論，通過(guò)審批的客戶(hù)無(wú)需前往銀行重新簽訂合同、辦理手續，僅需通過(guò)收到的短信鏈接直接登錄，“一鍵確認”即可完成自動(dòng)轉貸。

[責任編輯：周濤]
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