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招商銀行資產(chǎn)質(zhì)量總體風(fēng)險可控

招商銀行資產(chǎn)質(zhì)量總體風(fēng)險可控

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人工智能朗讀：

招商銀行積極應對外部宏觀(guān)經(jīng)濟變化，堅持“審慎、穩健、責任”的風(fēng)險文化，持續完善全面風(fēng)險管理體系，實(shí)施經(jīng)營(yíng)主責任人制度，夯實(shí)一道防線(xiàn)風(fēng)險管理；加強對產(chǎn)能過(guò)剩、高風(fēng)險低價(jià)值客戶(hù)和“僵尸企業(yè)”的退出，實(shí)施戰略客戶(hù)及壓縮退出客戶(hù)“名單制”管理；優(yōu)化預警模型，加強預警客戶(hù)風(fēng)險化解，前瞻化防控風(fēng)險，拓寬不良處置渠道，加快風(fēng)險資產(chǎn)處置，有效控制資產(chǎn)質(zhì)量下行風(fēng)險。截至2016 年9 月末，招商銀行不良貸款余額578.65 億元，比上年末增加111.67 億元；不良貸款率1.97%，比上年末上升0.17 個(gè)百分點(diǎn)。

[責任編輯：周濤]
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